Team Hoffmann Buyer Specialists are an aggressive group of young realtors that pride themselves on knowing the climate of the real estate market in their neighborhoods. As a home buyer, you get access to this valuable information, giving you a competitive advantage when it comes to purchasing your dream home for the best price.
First Time Home Buyers
Get on "the list" so you can be prepared! Our HOTLIST for First Time Home Buyers is the MOST valuable information you can get your hands on... insider, advanced information on affordable homes in desirable neighborhoods that are going to be for sale. This information is "deal-making" for a first time buyer.
You get a written Buyer Satisfaction Guarantee, that insures you are satisfied with your purchase. - If within 12 months, you are not 100% satisfied with your new property, Team Hoffmann will buy it back or sell it for free.
You get a written Buyer Cancellation Guarantee, signed by Team Hoffmann, that allows you to cancel if we do not live up to the promises we make. - You are in control, not the real estate agent. You get our signed, written commitment, we take all the risk so you don't have to.
Call today to speak with an agent regarding these programs, they put you, the home buyer, in full control.
Step 1 - Get Educated
It's important to educate yourself on both the real estate industry and the real estate buying process. This is one of the biggest investments of most people's lives; so a little time spent now will go a very long way as you work your way through the process.
The Internet provides you with an endless amount of information, but you might also want to check out your local library or bookstore.
Next, book a consultation meeting with several real estate agents, ask questions... this will help you learn the process and at the same time help you find the "right" agent to help you find your new home.
Step 2 - Meet with Selected Agent
After selecting an agent, schedule a meeting... Don't hold back, allow the agent to get to know you, the better they understand your unique situation the better they can provide their services. The real estate market is constantly changing and you want to know the status of the current market. Together you can assess the overall situation, set the goals and create an action plan so everyone leaves the meeting ready to move forward.
Step 3 - Financing
You have lots of options, when it comes to financing a new home. So, BEFORE you start your home search, make ALL of these decisions. Know the source of your down-payment, get pre-qualified for your loan and establish your purchase price range. There are three main sources of financing; Traditional Banks, Mortgage Brokers/Lenders and "Creating Financing". Click here to get more information on pre-approvals.
Step 4 - Home Search
This is where the fun begins... Now that you know the area you want to live, the type of home you want to buy and the price you can afford it's time to start the search. The system will notify you when a property becomes available that matches your criteria. Your realtor will set appointments for you to visit each of the homes once you have identified several potential properties.
Never lose sight of what you see as your "dream home". Use your list of criteria to create a short-list and remove the homes that do not qualify after visiting them. Your realtor will let you know the current market conditions, this will determine the speed you will need to make decisions. If the market is HOT for the area you are looking in, properties will get offers very fast.
Search now for southeastern Wisconsin homes currently on the market.
Step 5 - Write The Offer
Your search is over and you have found a home you want to buy. Great, it's time to make an offer. There are lots of things that need to be done, but most of it is all coordinated by your realtor. In the end, there are only two things that are negotiable in a real estate transaction, price and terms. You will work closely with your realtor to accomplish both of these. Once an offer if written and signed, your agent will present the offer to the seller. The time frame for a response is in writing and very specific, so you will not be left hanging. If your offer is not accepted the negotiation process begins, so you will need to make sure you are available to receive a counter offer and work with your realtor until an accepted offer is reached and all parties sign the documents.
Step 6 - Satisfy Conditions
Once again, most of this is coordinated by your realtor, everyone wants the entire process to run as smooth as possible! It may include things like scheduling a home inspection and an appraisal, getting final paperwork to your lender and so on... After all conditions are met, the paperwork is updated and the property usually moves to a "pending" status.
Step 7 - Prepare For Closing
A closing date is usually between 30 - 60 days. During this time, it is advised that you make sure your down payment is readily available, get your moving schedule finalized, notify your insurance agent, notify the utility companies and all other "home services" companies and finally visit USPS online or stop at your local Post Office to get a change of address kit. You will also want to set up a permanent forwarding address, this will make sure you receive your mail and give you time to get all your change of address notices completed.
Step 8 - Closing Day
Prior to the actual closing, you will likely meet your realtor at the property to do a final walk through of the home. You will want to look for any damage that might have occurred from moving, check to make sure things are working and contract conditions have been met as agreed. Should any issues arise, you still have time to get them resolved before the ink is dry on the paperwork and the keys have been exchanged.
Step 9 - Follow Up
During your move in and for the next few weeks, you will have questions. Make notes, so when your realtor calls to follow-up, you can get them answered.
Contact Us when you are ready to buy in southeastern Wisconsin.
6830 W Layton Ave
Greenfield, WI 53220
Phone: 414 897 0098